Timothy Kelly (NMLS#376030).
- Since 2014 - helped +170 first time buyers with their purchase
- 2014-2017 President's Club
- +50 - 5 star ratings on Zillow
- +10 - 5 Star ratings on Yelp!
- 2015 Top 1% of Mortgage Originators in America
- 2016 Top 1% of Mortgage Originators in America
- 2017 Top 1% of Mortgage Originators in America
Focusing on the Virginia, Maryland, and D.C. markets. Tim Kelly brings more than a decade of customer service experience, including nine years dedicated to the mortgage industry, to Highlands Residential Mortgage as a Senior Mortgage Consultant.
Since 2006, Tim has helped hundreds of individuals and families achieve the dream of home ownership. He takes the time to understand his clients' financial situation in order to recommend the best mortgage with the lowest interest rate available. Tim's goal is to recommend programs that can help clients save for the future, invest with confidence, and enhance net worth. Whether you're a first-time home buyer, interested in refinancing your current home, or a seasoned investor, Tim Kelly can help you obtain a mortgage to fit your unique situation.
Tim works primarily by referrals. If you know somebody who is looking for the kind of service he provides, please give him their name(s) and phone(s) number and he'll be glad to help them.
Home Buyer Finance 101
A monthly class geared towards educating first time home buyers of Virginia.
If you or someone you know is looking to purchase a home now or in the near future and are unsure about your financing options,please join us for Home Buyer Finance 101.
JOIN US AT OUR UPCOMING SEMINAR
Tim Kelly (NMLS #376030)
Sr. Loan Officer
Highlands Residential Mortgage, LTD
Corporate NMLS #134871
105 West Broad St, Suite 300
Falls Church, VA 22046
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Loan product availability is subject to many factors including loan amount and qualification of borrower. Not every applicant qualifies or is eligible for every loan program. Some loan products may not be available in all states in which the company holds licenses. Loan approval, note rate and annual percentage rate (“APR”) are dependent on factors including, but not limited to: loan program selected, credit, collateral, income, assets and overall financial history. Not all applicants will be approved for a loan. All loan programs, terms, and interest rates are subject to change without notice.
Consumer Complaint Information: Highlands Residential Mortgage, Ltd. (NMLS ID 134871) is licensed under the laws of the State of Texas and by the State Law is subject to regulatory oversight by the Texas Department of Savings and Mortgage Lending. Any consumer wishing to file a complaint against Highlands Residential Mortgage, Ltd. (NMLS ID 134871) should complete, sign, and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be downloaded and printed from the Department's website located athttp://www.sml.texas.gov or obtained from the Department upon request by mail at the address above, by telephone at its toll-free consumer hotline at 1-877-276-5550, by fax at (512) 475-1360, or by email at email@example.com. 7 TAC 81.7 / TFC 157.007 / April 1, 2010. In Colorado: To check the license status of your mortgage loan originator, visit http://www.dora.state.co.us/real-estate/index.htm.